Brooks also does not think she should really have to be hundreds of thousands of dollars in debt for her education. Starting in the fall, he expects to return to the diet program he had eaten as a broke college student. If you feel you're facing a consequence for a missed payment that you shouldn't be, Kantrowitz recommends reaching out to the Federal Student Help Ombudsman. Borrowers can also skip one payment a year with out penalties, even though we don't suggest making this a habit. The de...