Soon after registering with the SEC Prosper tightened their lending criteria, picking to focus on buyers with great credit. Lenders will use these as basis for how low or how higher the interest prices for each applicant will be. Applicants whose score falls under Fair are usually viewed as as subprime borrowers by lending institutions. This binding agreement will adhere to you for years, so you want to know what you’re agreeing to. The interest rate you will be charged depends on which repay...